Your Needs

Life is precious and we all need to consider how important the decisions that we make now will affect us in the future and those of our families.

We work hard to have a good standard of living, to have our children and to protect not only ourselves, but the people we love, so that they too can benefit and enjoy their lives and those of their children in the future.

To allow this to happen we need to prepare and we can start by preparing now. In doing this we ensure that our families and executors will do as we would wish.

Life Policy

If you or a loved one should die there are often unexpected events to take into consideration e.g. a sudden death. You may not be prepared, perhaps you need time off work, you may not get paid?

We would all like to say goodbye to our loved ones by providing a lasting memory and a funeral to reflect their parting. This can be costly. However, by having a life policy that pays out when you die, you can be assured that your family will be able to provide that very special memory, allowing them the dignity of saying goodbye without the worry of financial concern.

Life policy quotations will be provided by an Independent Financial Advisor, authorised and regulated by the Financial Services Authority.

Wills

A will is one of the most important documents we are ever likely to write and something we all appreciate must be done. Invariably we put this off until later. Dont wait a moment longer, don't tempt fate, protect your spouse, family and friends.

Prepare your will now - this is easy, affordable, and will allow you peace of mind.

Power of Attorney

Have you considered who will manage your affairs should you become incapable due to a stroke, dementia, Alzheimer's? Who will sign cheques, documents, withdraw money from your accounts to pay the bills? Unless you have power of attorney in place you may end up with your partner or loved ones having to go to court for permission to handle your affairs.

Document Storage

Every year thousands of wills cannot be found when they are needed. Not finding a will is exactly the same as dying Intestate. The state then decides how your estate is handled. Don't take the risk of your will going missing, it's not worth it.

Store your will and other important documents in a secure fireproof facility.

Don't run the risk of them becoming lost.

All documents are stored in a fireproof storage facility and will be posted, recorded delivery, to your executor within 24 hours of the office receiving a copy of the death certificate.

We can provide guidance to your executor should it be required.